Privacy Policy
Last Updated: August 18, 2026
USA Life Insurance (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, request a quote, or use our services.
1. Information We Collect
Personal Information You Provide
We collect information you voluntarily provide when you:
- Request a quote for insurance products
- Fill out a contact or application form
- Subscribe to our newsletter
- Communicate with us via phone, email, or chat
This may include:
- Your name, address, phone number, and email address
- Date of birth and Social Security number (for quotes and applications)
- Health and lifestyle information (for underwriting purposes)
- Financial information relevant to insurance products
Automatically Collected Information
When you visit our website, we may automatically collect:
- IP address and browser type
- Pages visited and time spent on our site
- Referring website and search terms
- Device information (operating system, screen resolution)
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and personalize content. You can control cookie preferences through your browser settings. For more information, see our Cookie Policy.
2. How We Use Your Information
We use your information to:
- Provide and process insurance quotes and applications
- Communicate with you about products, services, and updates
- Improve our website and customer experience
- Comply with legal and regulatory requirements
- Prevent fraud and ensure the security of our services
3. How We Share Your Information
We do not sell your personal information to third parties. We may share your information in the following circumstances:
- Insurance Carriers: To provide quotes and process applications
- Service Providers: Third-party vendors who assist with our operations (e.g., website hosting, email delivery, data analysis)
- Legal Compliance: When required by law, court order, or government regulation
- Business Transfers: In connection with a merger, acquisition, or sale of assets
4. Data Security
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission over the internet or electronic storage is 100% secure. We strive to protect your information but cannot guarantee absolute security.
5. Your Privacy Rights
Depending on your state of residence, you may have certain rights regarding your personal information, including:
- Access: Request a copy of the personal information we hold about you
- Correction: Request corrections to inaccurate information
- Deletion: Request deletion of your personal information (subject to legal exceptions)
- Opt-Out: Opt-out of marketing communications
- Do Not Sell: Opt-out of the sale of your personal information (we do not sell your data)
To exercise any of these rights, please contact us using the information in Section 7.
6. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those external sites. We encourage you to review the privacy policies of any third-party sites you visit.
7. Contact Us
๐ Phone: 301-304-6009
โ๏ธ Email: dwalsh@mdlifeins.com
๐ Address: Brookeville, MD 20833
NPN: 3028543
8. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with the “Last Updated” date. We encourage you to review this page periodically.
9. State-Specific Disclosures
California Residents: Under the California Consumer Privacy Act (CCPA), California residents have additional rights regarding their personal information. Please contact us to exercise your CCPA rights.
Nevada Residents: Nevada residents have the right to opt-out of the sale of their personal information. We do not sell your data.
Maryland, Virginia, and Washington DC: We are licensed in and compliant with the privacy laws of Maryland, Virginia, and Washington DC.